FY 2025-26 & FY 2026-27 · Updated for Budget 2026

Kitna tax? Find out in seconds.

India’s clean, free income-tax calculator. Compare the old and new regimes side by side — and let kitna.tax point you to the one that pays less.

0 sign-up100% private & in-browserBoth regimes, compared
The calculator

Tell us a little. We’ll do the math.

Enter your income and any deductions you claim. kitna.tax computes both regimes live, including the Section 87A rebate, surcharge and 4% cess.

Your details

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DeductionsUsed for the old regime & where allowed
Recommended regime
Enter your income to begin.
New regime
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Old regime
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◆ Optimizer  Fill in your details and kitna.tax will tell you which regime saves more — and why.
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How it works

Three steps. No spreadsheets.

01

Enter your income

Add your gross income, pick your age band and tell us if you’re salaried. That’s the only required step.

02

Add deductions

List 80C, 80D, NPS, home-loan interest and HRA. We apply statutory caps automatically.

03

See your optimal regime

Both regimes computed instantly, with rebate, surcharge and 4% cess. We flag the cheaper one.

On the roadmap

AI-powered tax, coming soon.

The calculator is just the start. We’re building an assistant that understands your full financial picture.

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Ask-anything assistant

Describe your situation in plain language and get a precise answer with the working shown.

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Auto-optimization

Tailored, legal suggestions on where to invest or restructure salary to lower your tax.

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Document parsing

Upload Form 16 or salary slips and let kitna.tax fill everything in automatically.

Questions

Good to know.

Is income up to ₹12 lakh really tax-free? +
Under the new regime for FY 2025-26 and FY 2026-27, a Section 87A rebate of up to ₹60,000 makes taxable income up to ₹12 lakh effectively tax-free. If you’re salaried, the ₹75,000 standard deduction lifts that to roughly ₹12.75 lakh of gross salary.
Which regime should I pick? +
It depends entirely on your deductions. The new regime has lower rates but disallows most deductions; the old regime tends to win only when you claim large amounts under 80C, 80D, home-loan interest and HRA. See our old vs new regime guide.
Did Budget 2026 change the slabs? +
No. The slabs for FY 2026-27 (AY 2027-28) were retained unchanged from FY 2025-26 under both regimes. See the full tax slabs reference.
Is my data safe? +
Yes. Everything runs locally in your browser. We don’t store, transmit or log the numbers you enter into the calculator.
Is this official tax advice? +
No. kitna.tax is an estimation tool. For filing and personalised advice, consult a qualified tax professional.